Business Club Insurance

Business Club Insurance

The “Sri Lanka Insurance General Business Club” trade insurance has been meticulously crafted for the specific needs of Sri Lankan businesses. It offers a comprehensive and customisable insurance solution to address the varied requirements of your enterprise. By entrusting your risks to Sri Lanka Insurance General, you can free your mind from concerns and focus on the growth of your business.

All Property Insurances

Benefits

Main Covers

  • Fire & lighting
  • Riot & strike
  • Malicious damage
  • Explosion
  • Cyclone, storm, tempest & flood
  • Earthquake
  • Natural disaster
  • Aircraft damage
  • Impact damage
  • Bursting & overflowing of water tanks
  • Spontaneous combustion
  • Electrical extra
  • Burglary
  • Removal of debris
  • Loss of rent
  • Architects, surveyors & consulting fees
  • Alternative accommodation
  • Temporary removal
  • Fire extinguishing appliances
  • Public authorities

    • *All of the above main covers, additional covers and free covers are subject to policy terms and conditions.

Additional Covers (Free)

  • Personal accident cover for employer (Up to Rs. 200,000. Can be extended up to Rs. 4,000,000/= at an additional premium is optional)
  • Personal accident cover for 2 employees (Up to Rs. 50,000 each. Can be extended up to Rs. 1,000,000/= each)
  • Food poisoning cover (Up to Rs. 100,000)
  • Legal liability cover (Up to Rs. 100,000. Can be extended up to Rs. 1,000,000/= at additional premium.)
  • WCI (Including off duty cover) Up to 5 employees
  • Damage to service lines (Rs.100,000)
  • Replacement of lock due to burglary (Rs.15,000)

Additional Covers (Premium)

  • Money insurance – In transit
  • In drawer (During business hours and after business hours)
  • In safe
  • Accidental breakage of glass cover
  • Sign board cover
  • Electronic equipment
  • Goods in-transit
  • Machinery breakdown cover
  • Deterioration of food in refrigerators / deep-freezers
  • Fidelity guarantee cover
  • Legal liability cover
  • Personal accident cover (employer/02 employees/ additional employees)
  • Funeral expenses
  • Workmen’s compensation insurance (In excess of 5 employees)
  • Hospital cash benefits for insured and a business partner

Eligibility

  • Policyholder should have an insurable interest on the asset.
  • Policyholder should be eligible to sign an insurance agreement as per the legislation framework of Sri Lanka.
  • Insuring property/ assets should be within the geographical limits of Sri Lanka.

*Terms and Conditions Apply

Empower your business with Business Club cover

Unlock comprehensive SME protection tailored for property, liability, interruption and employee risks.

Apply Now

Or drop us an email with any questions you have